Solar Panels in Florida (FL)

Last updated: February 24, 2026

Florida homeowners pay an average of $0.16/kWh for electricity — near the national average of $0.16/kWh. With 5.4 peak sun hours per day and state-level incentives, an 8 kW solar system can pay for itself in about 12.7 years, then generate free electricity for 15-20+ more years.

Federal Residential Solar Tax Credit Repealed

The 30% residential solar tax credit (Section 25D) was repealed in early 2026. Homeowners who installed solar before the repeal can still claim the credit. Commercial projects retain the 30% ITC under Section 48/48E. Florida state incentives remain available.

Electricity Rate

$0.16/kWh

Near national avg ($0.16)

Sun Hours/Day

5.4 hrs

Excellent Solar Irradiance

8 kW System Cost

$24,400

$3.05/watt installed

Federal Residential ITC

Repealed

Section 25D (early 2026)

Annual Savings

$1,920

12,000 kWh/year

Payback Period

12.7 yrs

then free electricity for 15-20+ yrs

Solar Cost Calculator for Florida

Here's what an 8 kW system costs in Florida and how savings accumulate over time (estimated 2026 data):

Metric Value
System cost (8 kW)$24,400
Federal Residential ITC (Section 25D)Repealed
Net cost (before state incentives)$24,400
Annual production12,000 kWh
Electricity rate$0.16/kWh
Annual savings$1,920/yr
Payback period12.7 years
10-year savings$19,200
25-year total savings$48,000

Estimated 2026 data based on Florida average electricity rates and solar irradiance. Actual savings vary by usage, utility, and system configuration. Does not include state incentives or electricity rate increases (historically 2-3%/year), which improve returns further. The federal residential ITC (Section 25D) was repealed in early 2026.

Florida Climate & Solar Performance

Climate Zone: Subtropical / Tropical (South)

Florida's subtropical climate delivers abundant sunshine (230-260 sunny days) but with unique challenges: afternoon thunderstorms reduce summer production, high humidity increases soiling, and the state faces significant hurricane risk. South Florida (Miami-Dade, Broward) is technically tropical. Panels must be rated for high wind loads (130-150+ mph in hurricane zones) and salt spray resistance along the coast.

Key Climate Factors for Solar in Florida

  • 230-260 sunny days per year with afternoon thunderstorm interruptions
  • Hurricane wind loads require 130-150+ mph rated mounting systems
  • Salt spray corrosion risk along 1,350 miles of coastline
  • High humidity increases soiling from mold, pollen, and organic growth
  • Year-round warm temperatures — panels run hot even in winter

Net Metering in Florida

Full Retail Credits

Full Retail Net Metering

Florida currently offers full retail rate net metering for residential solar systems under 2 MW. Excess generation is credited at the full retail rate on a monthly basis. Any remaining annual credits are paid out at the utility's avoided cost rate. Governor DeSantis vetoed a bill (HB 741) in 2022 that would have eliminated net metering, preserving the current favorable policy — though future legislative changes remain possible.

Export rate: Full retail rate (~$0.16/kWh)

Solar Incentives in Florida

Federal Investment Tax Credit (ITC)

Residential credit repealed (Section 25D)

The residential solar tax credit (Section 25D) was repealed in early 2026. Florida has no state income tax, so state solar tax credits were never available. Commercial projects retain the 30% ITC. Florida's strong net metering and property/sales tax exemptions remain valuable state incentives.

Property Tax Exemption

100% exemption on added value

Florida's constitutional amendment exempts the added value of solar installations from property taxes. Your property tax assessment won't increase.

Sales Tax Exemption

6% savings on equipment

Solar energy equipment is exempt from Florida's 6% sales tax, saving $1,200-$2,000 on a typical system.

Full Retail Net Metering

Credits at ~$0.16/kWh

Florida's net metering provides full retail rate credits for excess solar production, maximizing the value of your system.

Top 3 Recommended Solar Panels for Florida

With 5.4 peak sun hours/day and summer temperatures that push panels well above the 25°C test rating, Florida homeowners need panels with excellent temperature coefficients to minimize heat losses:

Efficiency
22.2%
Power
460W
Temp Coeff
-0.26%/°C
Warranty
25/25 yr

Why for Florida: REC's HJT panel with -0.26%/°C temp coefficient handles Florida's year-round heat. Excellent degradation rates for humid environments. Strong 25-year warranty.

Efficiency
22.2%
Power
425W
Temp Coeff
-0.27%/°C
Warranty
40/40 yr

Why for Florida: Maxeon's IBC technology with -0.27%/°C coefficient and robust build quality. IEC 61701 salt mist resistance certification makes it ideal for Florida's coastal installations.

Efficiency
22.8%
Power
600W
Temp Coeff
-0.28%/°C
Warranty
15/30 yr

Why for Florida: Trina's high-power TOPCon at 22.8% efficiency. Fewer panels needed means fewer roof penetrations — important for hurricane resistance. Strong hail and wind load ratings.

Top 3 Recommended Batteries for Florida

Pairing solar with battery storage provides backup power during outages and can optimize savings with time-of-use rates. With Florida's full retail net metering, a battery is optional but valuable for backup:

Battery Capacity Power Chemistry Warranty
HomeGrid Stack'd Series 38.4kWh 38.4 kWh 34.4 kW LFP (Lithium Iron Phosphate) 10 yr
HomeGrid Stack'd Series 28.8kWh 28.8 kWh 25.8 kW LFP (Lithium Iron Phosphate) 10 yr
BYD Battery-Box Premium HVM 22.1 22.08 kWh 22.08 kW LFP (Lithium Iron Phosphate) 10 yr

Frequently Asked Questions

How much do solar panels cost in Florida in 2026?

The average cost of an 8 kW solar system in Florida is approximately $24,400 ($3.05/watt installed). Note: The federal residential solar tax credit (Section 25D) was repealed in early 2026, so the full system cost applies unless state incentives are available. State-level incentives may reduce your out-of-pocket cost. Get 3-5 quotes from local installers for accurate pricing.

Is the federal solar tax credit available in Florida?

The federal residential solar tax credit (Section 25D) was repealed in early 2026. Homeowners who installed solar before the repeal can still claim the credit for that tax year. Commercial solar projects continue to receive the 30% ITC under Section 48/48E. Florida still offers state-level incentives that can reduce your solar costs. Consult a tax professional for the latest guidance.

Are solar panels worth it in Florida with hurricanes?

Yes, solar panels are engineered to withstand hurricane-force winds when properly installed. Florida building code requires solar installations to meet wind load requirements (130-180+ mph depending on location). Quality racking systems and experienced installers are critical. Florida's full retail net metering, property and sales tax exemptions, and abundant sunshine make solar a strong investment despite hurricane risks.

How much can I save with solar in Florida?

An 8 kW solar system in Florida produces approximately 12,000 kWh/year, saving about $1,920 annually at the average electricity rate of $0.16/kWh. The estimated payback period is 12.7 years. Over 25 years, total savings can reach $48,000.

Does Florida have net metering?

Full Retail Net Metering: Florida currently offers full retail rate net metering for residential solar systems under 2 MW. Excess generation is credited at the full retail rate on a monthly basis. Any remaining annual credits are paid out at the utility's avoided cost rate. Governor DeSantis vetoed a bill (HB 741) in 2022 that would have eliminated net metering, preserving the current favorable policy — though future legislative changes remain possible.

What is the best solar panel for Florida?

Our top pick for Florida is the REC Alpha Pure-R 460W (22.2% efficiency, -0.26%/°C temp coefficient). REC's HJT panel with -0.26%/°C temp coefficient handles Florida's year-round heat. Excellent degradation rates for humid environments. Strong 25-year warranty.

What is the payback period for solar in Florida?

The estimated payback period for an 8 kW solar system in Florida is 12.7 years. This is calculated as: system cost ($24,400) divided by annual savings ($1,920/year). After payback, solar generates essentially free electricity for 15-20+ more years. State incentives may shorten this further.

Do I need a battery for solar in Florida?

A battery is not required for grid-tied solar in Florida, but it provides backup power during outages and can increase savings with time-of-use rate optimization. Florida's incentive programs may include battery storage rebates.

Does Florida have solar incentives?

Yes, Florida offers state-level solar incentives: Property Tax Exemption (100% exemption on added value), Sales Tax Exemption (6% savings on equipment), Full Retail Net Metering (Credits at ~$0.16/kWh). Note that the federal residential solar tax credit (Section 25D) was repealed in early 2026. Check the DSIRE database for the latest program details.

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